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Insurance Term Glossary

Insurance Glossary ImageNot familiar with all the terms you see here? Take a look at our Insurance Glossary to find the definitions.

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Rental Income Property

The Pfister Insurance Agency offers Rental Income Property Insurance coverage.

And of course, you also get an agent who is personal, local, and knowledgeable. Our professionals can answer your questions about the policy and its coverages, including discounts you may qualify for and deductibles you may choose. Most importantly, we help you select coverages that fit your needs.

Rental Income Property Insurance

A rental income property policy is for those who own rental dwellings used solely for residential purposes with up to four rental units in each building. The dwelling policy may be tailored with optional or additional coverages to fit your insurance needs.

Standard Coverage

  • Coverage for many types of damage and for many causes of loss or damage (subject to exclusions) to the dwelling and separate structures, such as a detached garage
  • Coverage for loss of rent while the structure is uninhabitable due to a covered loss

Optional Coverage

  • Premises Liability - Pays when you're legally liable for someone else's bodily injury or property damage resulting from an accident, or negligent acts by you
  • Medical Payments - Pays medical sosts for people injured at the premises, regardless of liability
  • Personal Property - Property you have on premises that is owned by you and not the renter