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Learn some safety tips and facts.




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Safety Tips and Facts

What is carbon monoxide?Opens in a new window
Each year in America, more than 150 people die from accidental non-fire related CO poisoning associated with consumer products.


Use Umbrella Insurance to Protect Your Family And AssetsOpens in a new window
Many folks, and especially those who've accumulated any level of assets, will find it prudent to add an excess liability policy, sometimes referred to as an "umbrella" policy, to their insurance coverage.


Don't Be A Turkey!Opens in a new window
Thanksgiving fires are deadlier and more expensive with an estimated 8 million paid annually


Make This Season Bonfire BlissOpens in a new window
1) Check with Local Authorities: Open fires often require a city permit.


When filing insurance claims, missteps can cost youOpens in a new window
When it comes to insurance, what you don’t do can be just as important as what you do. Wrong moves when filing a claim, or saying the wrong thing, can cost you.


Exercising Caution with Alternative HeatOpens in a new window
In an effort to keep heating costs down, many residents and employees will turn to alternative heat sources, such as fireplaces, wood-burning stoves and portable space heaters.


Ice Dams and Attic CondensationOpens in a new window
Two types of attic water damage are common in cold climates: ice dams and condensation of water vapor on cold surfaces in the attic.


Fire Prevention TipsOpens in a new window
Safety tips and kerosene heater safety.


No Excuses: Having Car Insurance Is MandatoryOpens in a new window
Vehicles without proper insurance can be seized from those who have been banned from driving because of previous infractions but are on the road anyway.


Winter Driving Safety TipsOpens in a new window
Winter brings out two distinct types of drivers; those who treat the ice and snow with gentleness and care, and those who don’t seem to distinguish between winter and summer driving!


Annual Maintenance Ensures Chimney SafetyOpens in a new window
The safety guidelines set by the National Fire Protection Association call for professional annual inspections of all wood and coal stoves, fireplaces, chimneys, chimney connectors, and all other solid-fueled heating equipment.


Cooking Safely During the Thanksgiving SeasonOpens in a new window
Cooking is the number one cause of residentfal fire injuries. More fires start in the kitchen than any other room in the house.


Renters InsuranceOpens in a new window
The Ohio Department of Insurance cautions that moving into a rental situation for any reason, including after a foreclosure, is not the time to forget insurance.


Bicycling Rules of the RoadOpens in a new window
Bicycles can be dangerous if they are not operated with safety sense in mind.


Flurry of storms driving homeowner's insurance premiums up, increases likely to continueAdobe PDFOpens in a new window
Property insurers are viewing Ohio as a riskier place than it used to be. They are jacking up homeowner's insurance premiums this year by an average of 9 percent, similar to what happened in the two previous years.


As spring rolls in, now's the time to get a sump pump or check the one you haveAdobe PDFOpens in a new window
Flood preparedness is important this time of year, when late-winter and early-spring showers can be more like hard, overwhelming downpours that pose the threat of water-filled basements.